Easy Access To Quality Care & Emergency Care

We are committed to ensuring that enrollees are provided easy access to quality healthcare through our 24/7 Customer-care Centre constantly manned seasoned medical personnel that respond to your healthcare needs aptly. Sometimes medical emergencies occur that places a member’s health in serious jeopardy even outside member’s station. Once you can be identified, necessary care will be provided to you at any of our approved hospitals.


People Come First
We Provide Best Quality Care
Always On Time

Trust has traditionally been considered a cornerstone of effective doctor–patient relationships. The need for interpersonal trust relates to the vulnerability associated with being ill, the information asymmetries arising from the specialist nature of medical knowledge, and the uncertainty and element of risk regarding the competence and intentions of the practitioner on whom the patient is dependent.
Take a look at some of the services that we offer.

Private Health Insurance

It is a special security arrangement based on pooling of health risk to provide financial protection to participants against ill health. It is a voluntary and commercial coverage, devoid of risk-sharing. Benefits are not uniform, the contribution payable is based strictly on the need of an individual i.e. the higher the health needs of the contributor, the higher the premium payment. It can be offered through employers or purchased by an individual or a family.

NHIS Formal Sector Social Health Insurance Program (FSSHIP)

An NHIS product which is based on risk-sharing and solidarity amongst the federal public and civil servants. It is compulsory and guided by law and regulated or implemented by the state.

Tertiary Institutions Social Health Insurance Program (TISHIP)

Tertiary Institutions Social Health Insurance Programme is an NHIS product designed to serve the healthcare needs of students (full and part-time) of Federal, State, and Private Tertiary Institutions. Tertiary institutions are categorized as Universities, Colleges of Education, Polytechnics, other Specialized Colleges of Agriculture and Monotechnics, Schools of Nursing, Midwifery and Health Technology.

Community-Based Social Health Insurance Program (CBSHIP)

Community Based Health Insurance (CBSHIP) is a non for profit healthcare financing system which is based on solidarity and risk-sharing between members within an identified community or a cohesive group of
households/individuals or occupation-based groups. Its major objective is to improve access to good quality and affordable health care.

State Social Health Insurance Program (SSHIP)

It has become obvious that to achieve Universal Health Coverage in Nigeria, the State Governments must be encouraged to run State Social Health Insurance Schemes. With establishments of State Agencies of Health
Insurance, control at the national level will be decentralized and the scheme will be closer to the people in rural communities, local government councils, and state civil service. Precious HMO provides technical support to State Governments towards a successful establishment of a State-Based Health Insurance Scheme, its implementation, which involves Policy and Regulation, Provider Management,
Enrolment, Revenue Collection, and Pooling, Fund Holding and Fund Management, Communications/Marketing, Monitoring and Information Systems, Recruitment, Contracting and Purchase of Health Services from Health Care Providers.